Let Miscedra & Associates, Inc. design an auto insurance policy that brings you peace of mind while saving you money. Individual automobile insurance comes in many shapes and sizes. Choosing the wrong coverage can be a very costly thing to do. Since cost is often a deciding factor, we help you get the best coverage for your dollar.

Our goal is to find the most competitive rates for you. Regardless of your driving record or past accidents, we do our best to insure you with the coverage you need at an affordable price from top companies.

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Your home is most likely your biggest investment, so it’s important to make sure it is insured properly. Your personal property (clothing, furniture, and other items) are also insured on your policy. We prefer to write policies that provide full replacement cost of your contents. Policies that provide actual cash value take depreciation into effect, which means you have to pay the difference to replace your property. This is a low cost endorsement that can save you thousands in the event of a loss.

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Insuring all types of business, from sole proprietors to large corporations, we can handle all your insurance needs. Commercial lines of business we offer are:

• Workers Compensation
• General Liability
• Commercial Auto
• Garage Liability
• Commercial Umbrella
• Business Owners
• Liquor Liability

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We offer insurance for many types of specialty vehicles including:

• Classic Cars
• Boats & Personal Watercraft
• ATVs
• Custom Motorcycles
• Snowmobiles
• Golf Carts
• RVs and Campers
• Utility Trailers

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